Housing Assistance for Homeowners

DCAid is a great place to get started. Learn more about this tool, which can help with housing assistance programs, utility assistance, homelessness prevention services, and other programs.

Those in good standing with the Section 8 Housing Choice Voucher program may be eligible for the Section 8 Homeownership Program, which assists eligible first-time home buyers with monthly homeownership expenses instead of monthly rental assistance. For additional information, call 609-292-9025.

The NJ HMFA has many housing programs funded from the sale of bonds. Some provide mortgage assistance and closing costs to homebuyers, while others help homeowners repair the houses they have. For more information on HMFA’s homebuyer or rehabilitation programs, call 609-278-7400. Those looking to buy a home should consider calling HMFA to see the availability of homebuyer assistance programs. Learn more about HMFA programs.

Habitat for Humanity aims to eliminate homelessness. Using volunteer labor, and donated funds and materials, Habitat builds or rehabilitates houses and sells them to low-income families. Learn more about eligibility and apply online. 

If you are in danger of losing your home, visit our Avoiding Foreclosure pages to learn about programs that can assist you.

The Family Self-Sufficiency (FSS) program coordinates housing assistance and provides resources to enable assisted families to achieve economic self-sufficiency. Participation generally lasts five years. For additional information, call 609-292-3846.